This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. This is an attempt to collect a debt from the estate and not from assets owned by you personally. YOU PERSONALLY ARE NOT REQUIRED TO PAY ANY OF THE DEBTS OF THE ESTATE. We are required under state law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.